Digitising Health Financing

Calling innovative startups in Digital Health space! Apply & pilot your solution in a new market.


Through this program, we aim to identify innovative digital technologies with potential to create positive impact on national health financing systems and pilot their MVPs in selected developing member countries.


Some public health systems in Asia and the Pacific are facing challenges in achieving their goal of financing universal health coverage to increase access and affordability of quality healthcare for its population. Innovative startups can play a pivotal role in improving national health financing systems by offering their digital technology solutions to pilot test with government and industry players.













We are excited to announce that applications for the Digitising Health Financing challenge 2023 are now open and will close on October 30, 2023, 11:59 pm GMT+8

Target Areas


Challenges in digital health payments between patients, payors (like insurance companies), and healthcare providers: (i) Delayed Reimbursements: Reduce waiting times for healthcare providers to receive payments for services rendered; (ii) Payment Reconciliation Challenges: Solve for difficulties in reconciling payments between different parties that lead to errors and disputes.


Enabling simplified digital processes across the insurance value chain: (i) Streamlined Applications: Simplify lengthy, complex insurance application forms to attract more customers; (ii) User-Friendly Comparisons: Aggregator platform for easy policy comparisons, and relevant gov't schemes based on customer profile; (iii) Efficient and Easy Claim Submissions: End-to-end digital process to submit and process claims which reduces time, and manual effort for customer and processing authorities.


Challenges related to ensuring government health schemes equitably reach everyone: (i) Equitable Access: Ensure government health schemes reach all, especially communities and target groups for whom the schemes are designed; (ii) Barrier-Free Access: Remove geographic, infrastructure, and socio-economic barriers for universal healthcare access.


Challenges centered on spotting and preventing fraud in healthcare: (i) Fraud Prevention: Mechanisms to prevent healthcare insurance fraud, minimizing financial losses and maintaining trust; (ii) Phantom Billing: Solutions that can detect and deter phantom billing thus reducing resource drain, misuse and overall costs; (iii) Identity Theft Protection: Create strategies and tech to safeguard personal information, preventing misuse in fraudulent claims.



    Until October 30, 2023

    The application should be submitted on or before 30 October 2023 with a deadline set at 23:59 Philippines Standard Time (GMT +8).


    October - November, 2023

    Applications will be evaluated and shortlisted to proceed to the pitch stage. The shortlisted teams will be notified by email.


    November, 2023

    Shortlisted applicants will present their technological innovations to a judging panel.


Why should you participate in this challenge?

Selected teams will have access to a wealth of opportunities:



Two (2) innovative solutions will have the chance to work closely with ADB and government to design and implement a pilot gaining exposure and experience within interested developing member countries. These teams will receive diagnostics and validation during scaling up or demonstration of technology for the MVPs.



The selected final startups will receive USD 20,000 grant funding from ADB.*

*the milestones for disbursement will be determined based on the details pilot planning and will be agreed upon prior to pilot kickoff.



Participants can access accelerators, domain experts, research organizations and broader DHF ecosystem stakeholders from the country where pilot will potentially be tested. These will include experts and mentors from ADB, the country governments, including corporates and technology firms among others.


Selected final startups would receive AWS Activate credits, subject to the AWS Activate terms, that could be used for pilot projects arising from the Digitising Health Financing innovation challenge. Selected final startups could also receive technical mentorship from AWS, where necessary, for their pilot projects.. Selected final startups could further take part in AWS activities and events with governments, VCs, startups across Asia Pacific.